O2 Drive car insurance

Insure your car with O2

For all queries relating to existing policies please log into My O2 or call customer services on 0330 018 3302​.

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O2 Drive for existing O2 customers

If you're already with O2 on a consumer tariff, we might be able to get you a better price on your car insurance because we know you. You'll be asked to enter your mobile number when you get a quote, so we'll know if you're already with O2.

Your quote is determined by factors like your postcode, car type, driving experience and no claims discount. But if you are already with O2 on a consumer tariff, things like how long you have been with O2, your payment history and your device will also be taken into account.

As well as this, by using the mobile signal from your O2 phone, we can see how, where and when you usually drive to build up a pattern of your journeys. And give you a price personal to you and your driving habits meaning we may be able to offer you savings too.

O2 Drive app and your driving score

Once you've downloaded the app, sign in using your My O2 details. The app will then run in the background. If you switch your phone off you may need to open the app again to record your journeys. For O2 Drive – Box on Board, all journeys will be recorded automatically by your telematics box.

Your score is made up of individual scores for acceleration, awareness, speed and night time driving. The higher your overall score, the safer you're driving.

Your personal driving score for each journey will appear in the O2 Drive app with a breakdown of your score and tips on how to improve.

Brexit and driving in the EU

As the Withdrawal Agreement Bill has now been passed by the Government, the UK leaves the EU on 31st January 2020. The UK then moves into a transition period up to 31st December 2020 during which further talks with the EU will be held to agree any future arrangements that will need to be in place by the end of the year.

During the transition period, Green Cards are not required as proof of insurance for driving in the EU and we will not be issuing these to customers.

Please keep an eye on the following websites for further updates around any changes to Green Card requirements. We will continue to update this page as more information becomes available over the coming months.

Proof of no claims discount

Please email your proof of no claims discount to NCD@drive.o2.co.uk. Or post to O2 Drive, Unit 25, Tresham Road, Orton Southgate, Peterborough, PE2 6BU.

Make sure you include your policy number too. If you're not sure what to do, read our help article.

Car Assistant explained

Car Assistant is designed to help you maintain and look after your car. If it needs a service, MOT or a problem looked at, call Car Assistant. With access to over 8500 garages nationwide, we’ll present a range of options in your local area to help you find the best deal for you. Then book you in at a time that suits you. All prices are fixed, and you’ll have access to garage ratings and customer reviews for extra peace of mind.

Help with your policy or any insurance query

If you need a hand with anything, just give the O2 Drive team a call on 0330 018 0802

Need to make a claim?

Don't worry, we'll get it sorted. Just call 0330 018 8802.

Insurance policy and app terms apply. Please visit o2.co.uk/termsandconditions for details. Your information is treated in accordance with our Privacy Policy, see o2.co.uk/termsandconditions/privacy-policy.

O2 Drive is a trading name of Telefónica UK Limited. Registered Office: 260 Bath Road, Slough, Berkshire, SL1 4DX. Registered in England No. 1743099 authorised and regulated by the Financial Conduct Authority.

O2 Drive Car Insurance is arranged and administered by BISL Limited and underwritten by a panel of insurers. BISL Limited are an intermediary authorised and regulated by the Financial Conduct Authority. Registered in England no. 3231094. Registered office Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS