O2 Drive car insurance

Insure your car with O2

Claim a free gift worth up to £99, when you buy O2 Drive car insurance directly from us. Terms apply.

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Protect your car with O2 - from £141 a year

Introducing O2 Drive – competitively priced car insurance from a brand you already know and trust. Because we believe car insurance should offer you more. 

Buy O2 Drive car insurance directly from us, and you can claim a free gift worth up to £99. Choose between a £25 Amazon.co.uk Gift Card, a pair of JBL Tune 110BT Wireless Earphones or a night in a hotel for two people. Terms apply.

With O2 Drive you’ll be able to manage your cover from your phone, through the O2 Drive app. You’ll get special perks throughout the year, plus offers through Priority – even if you don’t have an O2 mobile. You can use the app to check your driver score, get driving tips and even update your policy.

Need a service, repair or MOT? With Car Assistant we’ll help you find the right service for your car. Give you a choice of confirmed prices from garages in your area. And book it for you.

If you’ve already got an O2 mobile, your quote might even be lower because we know you. And by using the mobile signal from your phone, we can build up a pattern of your journeys and give you a price personal to you and your driving habits.

O2 Drive - Insuring you for who you are

We’ve got two different products for you to choose from. But whichever you go for, our comprehensive cover includes things like a courtesy car, up to £500 for personal possessions, our uninsured driver promise and more.

Get award-winning cover

O2 Drive Box on Board won Best Private Sector Initiative at FirstCar's Young Driver Road Safety Awards 2018.

Benefits of O2 Drive

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Get extra treats, just for being an O2 Drive customer.

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Car Assistant

Need a service, repair or MOT? We’ll confirm prices in your area and book it for you.

Get help with O2 Drive

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O2 Drive for existing O2 customers

If you're already with O2 on a consumer tariff, we might be able to get you a better price on your car insurance because we know you. You'll be asked to enter your mobile number when you get a quote, so we'll know if you're already with O2.

Your quote is determined by factors like your postcode, car type, driving experience and no claims discount. But if you are already with O2 on a consumer tariff, things like how long you have been with O2, your payment history and your device will also be taken into account.

As well as this, by using the mobile signal from your O2 phone, we can see how, where and when you usually drive to build up a pattern of your journeys. And give you a price personal to you and your driving habits meaning we may be able to offer you savings too.

O2 Drive app and your driving score

Once you've downloaded the app, sign in using your My O2 details. The app will then run in the background. If you switch your phone off you may need to open the app again to record your journeys. For O2 Drive – Box on Board, all journeys will be recorded automatically by your telematics box.

Your score is made up of individual scores for acceleration, awareness, speed and night time driving. The higher your overall score, the safer you're driving.

Your personal driving score for each journey will appear in the O2 Drive app with a breakdown of your score and tips on how to improve.

Brexit and driving in the EU

In the event of a no deal Brexit, EU regulations mean that you’ll need a Green Card as proof of your insurance if you want to drive your car in the EU. Vehicles towing a trailer or caravan will also need a separate Green Card for the trailer or caravan. 

If you’re an O2 Drive customer, whether you’re travelling to the EU before 31 January and returning after this date, or simply travelling to the EU after 31 January – please contact us 21 days before travel. Call us on 0330 018 0802 and we can issue you a Green Card.
You might also need an International Driving Permit (IDP) – see the Government’s advice. IDPs are available over the counter from the Post Office.

Proof of no claims discount

Please email your proof of no claims discount to NCD@drive.o2.co.uk. Or post to O2 Drive, Unit 25, Tresham Road, Orton Southgate, Peterborough, PE2 6BU.

Make sure you include your policy number too. If you're not sure what to do, read our help article.

Car Assistant explained

Car Assistant is designed to help you maintain and look after your car. If it needs a service, MOT or a problem looked at, call Car Assistant. With access to over 8500 garages nationwide, we’ll present a range of options in your local area to help you find the best deal for you. Then book you in at a time that suits you. All prices are fixed, and you’ll have access to garage ratings and customer reviews for extra peace of mind.

Help with your policy or any insurance query

If you need a hand with anything, just give the O2 Drive team a call on 0330 018 0802

Need to make a claim?

Don't worry, we'll get it sorted. Just call 0330 018 8802.

Insurance policy and app terms apply. Please visit o2.co.uk/termsandconditions for details. Your information is treated in accordance with our Privacy Policy, see o2.co.uk/termsandconditions/privacy-policy.

O2 Drive is a trading name of Telefónica UK Limited. Registered Office: 260 Bath Road, Slough, Berkshire, SL1 4DX. Registered in England No. 1743099 authorised and regulated by the Financial Conduct Authority.

O2 Drive Car Insurance is arranged and administered by BISL Limited and underwritten by a panel of insurers. BISL Limited are an intermediary authorised and regulated by the Financial Conduct Authority. Registered in England no. 3231094. Registered office Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS

Car insurance from £141 a year: 10% of customers paid this for comprehensive cover on our O2 Drive product, from 01 April – 30 June 2019. Excludes O2 Drive Box on Board policies, and any additional products and upgrades, with payment on an annual basis. Your premium will depend on your circumstances and the level of cover you choose.

O2 Drive Gift With Purchase: Limited to new customers that purchase a new O2 Drive policy via the O2 website or through O2 telesales from 16 August 2019. Excludes renewals. Policies bought via price comparison websites or cashback websites are not eligible. Gift redeemable 14 days after purchase. Subject to availability. Offer may be withdrawn or amended at any time. 

Amazon.co.uk Gift Card restrictions apply. See www.amazon.co.uk/gc-legal. 

Hotel stay: participating UK hotels only, restrictions & terms apply, see https://o2driverewards.co.uk/hotels/terms-and-conditions. £99 value based on average nightly value of stay across available hotels. 

Click here for full terms.