O2 Drive

Car insurance from O2. Insuring you for who you are and how you drive.

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  • Insure your car. Get exclusive perks. And let us take care of your car, with Car Assistant.
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Protect your car with O2

Introducing O2 Drive – competitively priced car insurance from a brand you already know and trust. With the O2 Drive app you can get your exclusive monthly perks as well as the usual offers through Priority even if you're not an O2 mobile customer. Check your driver score and get tips to improve it. And even update your account and policy, straight from your phone.

Need a service, repair or MOT? With Car Assistant we’ll help you find the right service for your car. Give you a choice of confirmed prices from garages in your area. And book it for you.

And if you're already with O2 on a consumer tariff, we might be able to get you a better price on your car insurance because we know you. And on top of this, by using the mobile signal from your O2 phone we can build up a pattern of your journeys and give you a price personal to you and your driving habits.

O2 Drive – insuring you for who you are

  • O2 Drive – Box on Board

    Ideal for younger drivers.

  • O2 Drive

    Your car insurance on your smartphone

For having our Box on Board policy.

Upfront discount

For having our Box on Board policy.

Free Garage Assistant service, for peace of mind with car maintenance and repairs.

Car Assistant

Free Car Assistant service, for peace of mind with car maintenance and repairs.

Get extra perks through the year.

Perks

Get extra perks through the year.

It's all on the app

O2 Drive – Box on Board explained

By choosing our Box on Board policy you could get an upfront discount on your insurance. This is because a small telematics device, your Box on Board, sends your driving data to us.

Use the O2 Drive app to control your car insurance from your phone. Plus pick your perks, take advantage of Car Assistant, get help and more.

What else does it do?

How it works

We'll fit your car with a small sensor or device which helps you see how you're driving. The app uses data from your Box on Board to score your driving after each journey, and give you help and tips on how to improve.

Free Car Assistant service for car maintenance and repairs.

Car Assistant

Free Car Assistant service for car maintenance and repairs.

Get extra perks through the year.

Perks

Get extra perks through the year.

Improve your driving with scores, help and tips.

Driving scores

Improve your driving with scores, help and tips.

It's all on the app

It's all on the app

You can manage O2 Drive straight from your smartphone. Check your driving scores and get tips on how to improve, pick your perks, take advantage of Car Assistant, and get help and support when you need it. You'll also be able to see your insurance documents and update your details.

What else does it do?

What else does it do?

The app uses a GPS signal to score your driving after every journey, and you'll get help and tips on how to improve. . With Car Assistant we’ll help you find the right service for your car. Give you a choice of confirmed prices from garages in your area. And book it for you. And you'll get exclusive perks from O2 for being an O2 Drive customer. Find out more about the app.

Get help with O2 Drive

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O2 Drive for existing O2 customers

If you're already with O2 on a consumer tariff, we might be able to get you a better price on your car insurance because we know you. You'll be asked to enter your mobile number when you get a quote, so we'll know if you’re already with O2.

Your quote is determined by factors like your postcode, car type, driving experience and no claims discount. But if you are already with O2 on a consumer tariff, things like how long you have been with O2, your payment history and your device will also be taken into account.

As well as this, by using the mobile signal from your O2 phone, we can see how, where and when you usually drive to build up a pattern of your journeys. And give you a price personal to you and your driving habits meaning we may be able to offer you savings too.

O2 Drive app and your driving score

Once you've downloaded the app, sign in using your My O2 details. The app will then run in the background. If you switch your phone off you may need to open the app again to record your journeys. For O2 Drive – Box on Board, all journeys will be recorded automatically by your telematics box.

Your score is made up of individual scores for acceleration, awareness, speed and night time driving. The higher your overall score, the safer you're driving.

Your personal driving score for each journey will appear in the O2 Drive app with a breakdown of your score and tips on how to improve.

Getting perks

Your perks will appear on the homepage of your O2 Drive app, just click on whatever takes your fancy.

Proof of no claims discount

Please email your proof of no claims discount to NCD@drive.o2.co.uk. Or post to O2 Drive, Unit 25, Tresham Road, Orton Southgate, Peterborough, PE2 6BU.

Make sure you include your policy number too. If you're not sure what to do, read our help article.

Car Assistant explained

Need a service, repair or MOT? With O2 Drive’s Car Assistant we’ll help you find the right service for your car. Give you a choice of confirmed prices from garages in your area. And book it for you.

Help with your policy or any insurance query

If you need a hand with anything, just give the O2 Drive team a call on 0330 018 0802

Give us a call

Ring us on 0330 018 3302.

See all numbers and opening times

Need to make a claim?

Don't worry, we'll get it sorted. Just call 0330 018 8802.

Policy documents

Take a look at the details of our O2 Drive insurance policies.

View policy documents

What's covered?

Find out what's covered by our different levels of insurance.

See what else is covered.

Insurance policy and app terms apply. Please visit o2.co.uk/termsandconditions for details. Your information is treated in accordance with our Privacy Policy, see o2.co.uk/termsandconditions/privacy-policy.

O2 Drive is a trading name of Telefónica UK Limited. Registered Office: 260 Bath Road, Slough, Berkshire, SL1 4DX. Registered in England No. 1743099 authorised and regulated by the Financial Conduct Authority.

O2 Drive Car Insurance is arranged and administered by BISL Limited and underwritten by a panel of insurers. BISL Limited are an intermediary authorised and regulated by the Financial Conduct Authority. Registered in England no. 3231094. Registered office Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS