Thinking about buying a product on a Device Plan? Great, you can find answers to any questions you might have before adding to your basket below.
What is a Device Plan?
A Device Plan is a loan agreement which allows you to spread the cost of a product over a certain timeframe. This is often linked to an Airtime Plan to include data, minutes, texts, and rewards for devices with SIM contracts.
Customise a plan to your needs on product pages and stay flexible with payment options as a customer using My O2. Select devices with Airtime Plans benefit from our extensive network, EU roaming data*, O2 Wi-Fi and other Extras. Plus, Priority access to gig tickets and experiences, exclusive rewards, and prize draws.
Want to pay off your device plan early?
You can pay off your Device Plan at any time and choose to keep your Airtime Plan, upgrade it, or leave. If you are in the first 24 months of your Device Plan and you cancel your Airtime Plan you will have to pay the remainder of your Device Plan in full.
To make a one-off payment, log into My O2, select your device plan under ‘My Products’, go to ‘More device plan details’, and scroll down to ‘Device Plan payments’. Here you can choose a one-off amount to reduce your Plan term or reduce monthly payments. We’ll then calculate the new payment details up to the final payment date.
No, you don’t have to be an existing O2 customer to buy a product on a Device Plan. If you’re a new customer, you can join us (subject to status, credit check, and our terms).
You can spread the cost on some of your favourites. Including headphones, Bluetooth speakers and even games consoles like the Nintendo Switch. We’re always updating the range. See what’s available now.
There’ll be different lengths depending on the product, so check the page of the product you’re after.
Yes, but you’ll need to enter in to one Device Plan for each product. So if you buy two items you need to enter in to two Device Plans. This means two individual orders through our website.
We’re currently only able to process one Device Plan per order. We’re working on improving this for the future.
No. We don’t offer insurance as an option when you spread the cost of a product with a Device Plan at the moment.
No, you won’t pay interest because we currently offer 0% APR when you spread the cost with a Device Plan.
Yes. Because the Device Plan is a loan agreement, we’ll need to run a credit check. It’s also subject to status and our terms.
Yes. Find the product you want online and we'll check the stock in your nearest store. If it's available you can collect the same day.
You can pop into an O2 store or give us a call.
You just need your agreement number, or your name and your address. You can find your agreement number on the documents we send you. Remember you can always view your statement, outstanding balances and make payments in My O2 using the app or online.
Yes, you can sign up for My O2 by downloading the app or online. All you need is your email address you shared when taking out your Device Plan.
You can view the outstanding balance of your Device Plan in My O2.
Yes, you can make an ad hoc payment towards your outstanding balance at any time in My O2 or by getting in touch.
You can choose to lower your monthly payment for the remainder of your Device Plan, or reduce the length of your Device Plan so it’s paid off sooner.
Unfortunately, this isn’t possible.
It depends on what product you have. You can check if it's eligible through O2 Recycle.
No you won’t receive a monthly bill for your Device Plan. But you can see your next due amount and due date in My O2 or by getting in touch.
No, you won’t be able to upgrade your product – you’ll need to complete the remainder of your Device Plan. But you can take out a separate Device Plan on another product. You can see what’s available now.
Your product will be covered under the manufacturer warranty period, which varies per manufacturer and product. You can find more details in the documents included in your product box or on the manufacturer’s website.
Yes, you’ll need to make an upfront payment on any product available on a Device Plan. You’ll see the options when you click on the product. Check out available products.
You can have up to six Device Plans on your account at any one time.
No, we’re not able to offer O2 Open or student discount on these Device Plans at the moment.
You can get help on the set up of your product direct from the manufacturer – please visit their website for details.
Last updated: 19/02/2025
